Who are Marconi Financial Services?
What is a Secured Loan?
What is a Remortgage?
What is Debt Management?
What is an IVA?
Am I eligible for a secured loan or mortgage?
Are your secured loan interest rates competitive?
Can I reduce my monthly outgoings by a consolidation loan?
Should I expect any hidden charges on my quotation?
Am I able to pay my secured loan off early?
Can I use a secured loan for any purpose?
Where can I apply for a secured loan?
Can I get a quick secured loan?
What information is needed for a secured loan or remortgage?
What is your lowest rate secured loan?
How long does it take to get an Unsecured Loan?
What information will you need for my application?
What is the Interest Rate (APR) for the loan?
How much will I pay back?
Who are Marconi Financial Services?
Marconi Financial Services Ltd are a finance broker specialising in loans and mortgages for tenants, and owners of residential and commercial properties. We aim to be the best loan & mortgage broker in the UK.
We have dedicated teams working in partnership with some of the best lenders in the UK. This instant access means we can choose a secured loan or mortgage that matches your individual needs and get fast results. We also cover the whole of the market, which means any personal or financial circumstances can be catered for.
Back to the Top
What is a Secured Loan?
A secured loan is also known to many as a homeowner loan. A secured loan means a borrower will provide a form of security to the lender. This means that your property will be secured against the debt for the lender's security. A secured loan can only be lent to those who are already homeowners.
As a secured loan is secured against your property it can benefit you in many ways, such as having a lower interest rate and borrowing over a longer period of time.
Back to the Top
What is a Remortgage?
A remortgage is when an existing mortgage is replaced with a new mortgage from a different lender. The new lender repays the existing mortgage debt to the original mortgage provider. The borrower is then left with just one mortgage, repayable to the new lender.
Back to the Top
What is Debt Management?
Debt Management is a method used in various countries for paying personal unsecured debts (which typically are out of control in the sense that payments are late and those due are taking too large a portion of income, or even exceeding it) that involves noting all the debts, assessing income and budget, and re-negotiating interest rates and payments with the lenders, based upon evidence that the result will be a higher likelihood of collection by the lenders due to the debtors more realistic monthly repayment.
Back to the Top
What is an IVA?
An IVA is a contractual arrangement with creditors and can be as flexible as an individual's own circumstances; they can therefore be based on capital, income, third party payments or a combination of these.
Back to the Top
Am I eligible for a secured loan or remortgage?
We have vast experience in helping people with a wide range of debt problems - for example, county court judgments, mortgage arrears and IVAs. We have companies who are able to help in almost all circumstances.
Back to the Top
Are your secured loan interest rates competitive?
For secured loans, mortgages and bridging we have a large panel of lenders. We cover the whole of the market, so whatever your circumstances we will be able to find a competitive quotation for you.
Back to the Top
Can I reduce my monthly outgoings by a consolidation loan?
The majority of our customers approach us for debt consolidation. We are able to work out exactly what is outstanding and how much you are currently paying – we can then organise a loan to benefit your monthly outgoings and a more competitive interest rate.
Back to the Top
Should I expect any hidden charges on my quotation?
Not at all! We will make sure all charges are highlighted on the agreement. We also offer plans to suit all circumstances whether you are self employed, have no accounts, or are retired. We can help if you have CCJ's, arrears or a poor credit rating. Occasionally, a service charge of up to 10% may be required in difficult circumstances. This enables us to offer plans that may not be available elsewhere.
Back to the Top
Am I able to pay my secured loan off early?
Yes. The loan can be paid off at any point throughout your term. Your loan agreement will show how any early redemption cost is calculated.
Back to the Top
Can I use a secured loan for any purpose?
Of course. We have helped clients with almost everything including debt consolidation, home improvements, weddings, holidays, cosmetic surgery or a new sports car. You decide what you want to do with your finance!
Back to the Top
Where can I apply for a secured loan?
Raising finance or realising your dreams couldn’t be easier. The process is free and you are under no obligation. Remember, we’re here to help. Alternatively Click Here to apply now.
Back to the Top
Can I get a quick secured loan?
Our mission to be the best loan & mortgage broker in the UK ensures that we contact you within 24 hours of your application being made to provide a quotation. You will be kept informed of progress at all stages. Our experience and close day-to-day contact with the lender means we can get through the process quicker than most. The sooner you start the process the quicker we can help - so if you’re ready, Click Here to apply now online.
Back to the Top
What information is needed for a secured loan or remortgage?
Our lenders require accurate and truthful information to make a decision in principle. Our online application form provides this basic information. Skilled underwriters will guide you through the documentation and more detailed enquiries that will be needed to secure the finance.
Back to the Top
What is your lowest rate secured loan?
Our lowest rate is 10.4 APR, but it will depend on your personal circumstances.To apply Click Here to apply now.
Back to the Top
How long does it take to get an Unsecured Loan?
Usually between 3 – 7 days of receiving a loan offer from a lender, but this depends on how quickly you return the lenders paperwork.
Back to the Top
What information will you need for my application?
Your name, date of birth, 3 years address history, income details and some financial details.
Back to the Top
What is the Interest Rate (APR) for the loan?
Your APR will be quoted when you receive an offer from a lender. The lender will determine this based on your individual circumstances, the amount you borrow and the term of the loan.
Back to the Top
How much will I pay back?
When you receive a loan offer from the lender you will be given a total amount repayable figure. This is determined by the lender and is based on your personal circumstances, the amount you borrow and the term of the loan.
Back to the Top
What is a Secured Loan?
What is a Remortgage?
What is Debt Management?
What is an IVA?
Am I eligible for a secured loan or mortgage?
Are your secured loan interest rates competitive?
Can I reduce my monthly outgoings by a consolidation loan?
Should I expect any hidden charges on my quotation?
Am I able to pay my secured loan off early?
Can I use a secured loan for any purpose?
Where can I apply for a secured loan?
Can I get a quick secured loan?
What information is needed for a secured loan or remortgage?
What is your lowest rate secured loan?
How long does it take to get an Unsecured Loan?
What information will you need for my application?
What is the Interest Rate (APR) for the loan?
How much will I pay back?
Who are Marconi Financial Services?
Marconi Financial Services Ltd are a finance broker specialising in loans and mortgages for tenants, and owners of residential and commercial properties. We aim to be the best loan & mortgage broker in the UK.
We have dedicated teams working in partnership with some of the best lenders in the UK. This instant access means we can choose a secured loan or mortgage that matches your individual needs and get fast results. We also cover the whole of the market, which means any personal or financial circumstances can be catered for.
Back to the Top
What is a Secured Loan?
A secured loan is also known to many as a homeowner loan. A secured loan means a borrower will provide a form of security to the lender. This means that your property will be secured against the debt for the lender's security. A secured loan can only be lent to those who are already homeowners.
As a secured loan is secured against your property it can benefit you in many ways, such as having a lower interest rate and borrowing over a longer period of time.
Back to the Top
What is a Remortgage?
A remortgage is when an existing mortgage is replaced with a new mortgage from a different lender. The new lender repays the existing mortgage debt to the original mortgage provider. The borrower is then left with just one mortgage, repayable to the new lender.
Back to the Top
What is Debt Management?
Debt Management is a method used in various countries for paying personal unsecured debts (which typically are out of control in the sense that payments are late and those due are taking too large a portion of income, or even exceeding it) that involves noting all the debts, assessing income and budget, and re-negotiating interest rates and payments with the lenders, based upon evidence that the result will be a higher likelihood of collection by the lenders due to the debtors more realistic monthly repayment.
Back to the Top
What is an IVA?
An IVA is a contractual arrangement with creditors and can be as flexible as an individual's own circumstances; they can therefore be based on capital, income, third party payments or a combination of these.
Back to the Top
Am I eligible for a secured loan or remortgage?
We have vast experience in helping people with a wide range of debt problems - for example, county court judgments, mortgage arrears and IVAs. We have companies who are able to help in almost all circumstances.
Back to the Top
Are your secured loan interest rates competitive?
For secured loans, mortgages and bridging we have a large panel of lenders. We cover the whole of the market, so whatever your circumstances we will be able to find a competitive quotation for you.
Back to the Top
Can I reduce my monthly outgoings by a consolidation loan?
The majority of our customers approach us for debt consolidation. We are able to work out exactly what is outstanding and how much you are currently paying – we can then organise a loan to benefit your monthly outgoings and a more competitive interest rate.
Back to the Top
Should I expect any hidden charges on my quotation?
Not at all! We will make sure all charges are highlighted on the agreement. We also offer plans to suit all circumstances whether you are self employed, have no accounts, or are retired. We can help if you have CCJ's, arrears or a poor credit rating. Occasionally, a service charge of up to 10% may be required in difficult circumstances. This enables us to offer plans that may not be available elsewhere.
Back to the Top
Am I able to pay my secured loan off early?
Yes. The loan can be paid off at any point throughout your term. Your loan agreement will show how any early redemption cost is calculated.
Back to the Top
Can I use a secured loan for any purpose?
Of course. We have helped clients with almost everything including debt consolidation, home improvements, weddings, holidays, cosmetic surgery or a new sports car. You decide what you want to do with your finance!
Back to the Top
Where can I apply for a secured loan?
Raising finance or realising your dreams couldn’t be easier. The process is free and you are under no obligation. Remember, we’re here to help. Alternatively Click Here to apply now.
Back to the Top
Can I get a quick secured loan?
Our mission to be the best loan & mortgage broker in the UK ensures that we contact you within 24 hours of your application being made to provide a quotation. You will be kept informed of progress at all stages. Our experience and close day-to-day contact with the lender means we can get through the process quicker than most. The sooner you start the process the quicker we can help - so if you’re ready, Click Here to apply now online.
Back to the Top
What information is needed for a secured loan or remortgage?
Our lenders require accurate and truthful information to make a decision in principle. Our online application form provides this basic information. Skilled underwriters will guide you through the documentation and more detailed enquiries that will be needed to secure the finance.
Back to the Top
What is your lowest rate secured loan?
Our lowest rate is 10.4 APR, but it will depend on your personal circumstances.To apply Click Here to apply now.
Back to the Top
How long does it take to get an Unsecured Loan?
Usually between 3 – 7 days of receiving a loan offer from a lender, but this depends on how quickly you return the lenders paperwork.
Back to the Top
What information will you need for my application?
Your name, date of birth, 3 years address history, income details and some financial details.
Back to the Top
What is the Interest Rate (APR) for the loan?
Your APR will be quoted when you receive an offer from a lender. The lender will determine this based on your individual circumstances, the amount you borrow and the term of the loan.
Back to the Top
How much will I pay back?
When you receive a loan offer from the lender you will be given a total amount repayable figure. This is determined by the lender and is based on your personal circumstances, the amount you borrow and the term of the loan.
Back to the Top